Ownership Products
Hire Purchase
A traditional method of finance that provides a simple repayment
plan. The cost of the car plus a charge for interest is repaid
by fixed monthly instalments.
Lease Purchase (Business users only)
Suitable for non VAT registered companies who require eventual
ownership of the vehicle. By deferring part of the purchase cost
to the end of the agreement you can benefit from lower monthly
payments than traditional repayment methods.
Personal Contract Purchase (private individuals only)
If you prefer to change your car every 2 or 3 years then it might
be appropriate to consider personal contract purchase, our flexible
purchase option. It offers lower payments than traditional finance
plans, by deferring part of the purchase cost to the end of the
agreement. This allows you to keep your future purchase options
open.
Non Ownership Products
Contract Hire (Business users only)
If you have a VAT registered business, you may find
Contract Hire a straightforward and attractive option. Your budgeting
is made easier with lower fixed monthly rentals and an optional
maintenance package. 50% VAT on cars & 100% VAT on commercial
vehicles is reclaimable on rentals. At the end of the contract the
vehicle is simply returned with no responsibility for disposal of
the vehicle.
Personal Contract Hire (private individuals
only)
This Plan offers a trouble-free, cost effective way
of using a vehicle over an agreed period of time for a fixed monthly
rental. We take care of all the administration, including road tax
and the disposal of the vehicle at the end of the contract period.
You have full use of the car, but never own it
Finance Leasing (Business users only)
A Drive Plan based on Finance Leasing is another cost
effective option offering useful tax advantages - particularly for
VAT registered businesses. It also allows you to share in the profit
(or loss) made on the sale of the car at the end of the agreement.
Written quotations available on request for any of the
funding options mentioned above.
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